MARKETS3 September 2026· 10 min

Fintech & Financial Innovation in Europe: The €100B Reshaping

Name: InekIA
Rating: 4.8 (12 reviews)

Europe's fintech sector has surpassed €100 billion in cumulative investment, redefining banking, payments, and lending. Here's what every strategic decision-maker must understand.

InekIA Editorial Team

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SOURCES

[1]Dealroom & Innovate Finance — European Fintech Investment Report 2024

[2]PitchBook — European Venture Capital Fintech Data, Q1 2024

[3]UK Treasury — UK Fintech Sector Report 2023

[4]European Commission — PSD3 and PSR Legislative Proposal, June 2023

[5]Simon-Kucher & Partners — Embedded Finance in Europe 2030 Forecast

[6]CB Insights — Global Fintech Report Q4 2023

[7]Statista — Number of Fintech Companies in Europe 2024

[8]Open Banking Implementation Entity (OBIE) — UK Open Banking Adoption Statistics, January 2024

[9]Deloitte — Green Fintech Market Sizing Report 2023

[10]Klarna — Annual Report 2023