TECH & AI25 August 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Disruption

Name: InekIA
Rating: 4.8 (12 reviews)

Europe's fintech sector has crossed the €100 billion valuation threshold, reshaping banking, payments, and capital markets. Discover the forces, players, and strategies defining the continent's financial future.

InekIA Editorial Team

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SOURCES

[1]KPMG Pulse of Fintech H2 2023 / H1 2024 Report

[2]Innovate Finance: UK Fintech Investment Report 2024

[3]European Banking Authority (EBA): Open Banking Progress Report 2024

[4]Dealroom.co: European Fintech Investment Data Q1 2024

[5]PwC: DORA Compliance Cost Analysis 2024

[6]Atomico: State of European Tech 2023

[7]PitchBook: European Venture Capital Benchmarks 2024

[8]Juniper Research: Embedded Finance Forecast 2024–2027

[9]McKinsey & Company: European Banking Technology Survey 2024

[10]CB Insights: AI in Fintech Global Report 2024

[11]Oliver Wyman: Open Finance Economic Impact Study 2023

[12]BCG: Working Capital Management in the Age of Open Banking 2024