TECH & AI28 June 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Revolution Reshaping Banking

Name: InekIA
Rating: 4.8 (12 reviews)

Europe's fintech sector surpassed €100B in cumulative investment, challenging legacy banks and rewriting the rules of financial services. Here's what every strategist needs to know.

InekIA Editorial Team

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SOURCES

[1]Dealroom & Innovate Finance — European Fintech Report 2024

[2]KPMG Pulse of Fintech H2 2023

[3]European Banking Authority (EBA) — Digital Transformation Report 2023

[4]European Central Bank — Card Fraud Report 2023

[5]Grand View Research — Embedded Finance Market Forecast 2024-2029

[6]McKinsey & Company — The Embedded Finance Value Chain 2023

[7]Bain & Company — Customer Loyalty in Retail Banking 2023

[8]BIS (Bank for International Settlements) — Cross-Border Payments Report 2023

[9]MarketsandMarkets — Regtech Market Global Forecast 2024

[10]Juniper Research — Open Banking & A2A Payments 2024

[11]European Commission — Financial Inclusion Report 2023

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