TECH & AI18 June 2026· 10 min

Fintech & Financial Innovation in Europe: The €100B Disruption Reshaping Banking

Name: InekIA
Rating: 4.8 (12 reviews)

Europe's fintech sector has surpassed €100 billion in cumulative investment, with over 10,000 active startups rewriting the rules of banking, payments, and wealth management. Here's what strategists need to know.

InekIA Editorial Team

LI X

SOURCES

[1]Dealroom — European Tech Report 2024

[2]Statista — FinTech Market Outlook Europe 2024–2028

[3]McKinsey & Company — Global Payments Report 2024

[4]Accenture — Banking Consumer Study 2024

[5]PitchBook — European Fintech Funding Review Q4 2023

[6]European Banking Authority — Open Banking Dashboard 2024

[7]Oliver Wyman — DORA Compliance Cost Estimate 2024

[8]France Fintech — Annual Report 2024

[9]CB Insights — Fintech Valuation Benchmarks 2024

[10]Boston Consulting Group — SME Banking Opportunity in Europe 2023

[11]Grand View Research — Wealthtech Market Forecast 2024

[12]Gartner — Banking IT Budget Analysis 2023