MARCHÉS1 août 2026· 16 min
Fintech réglementée en Europe : Deep-Dive Sectoriel 2024-2025
Cartographie exhaustive de l'écosystème fintech européen post-MiCA et PSD3 : données de financement, benchmarks réglementaires par juridiction, cas d'étude Revolut/Wise/Sumeria, et feuille de route stratégique pour naviguer la complexité normative tout en préservant la croissance.
SOURCES
[1]Dealroom European Fintech Report Q3 2024 — dealroom.co/reports/fintech-2024
[2]European Banking Authority (EBA) — Risk Assessment of the European Banking System, December 2024 — eba.europa.eu
[3]PitchBook European Venture Report Q3 2024 — pitchbook.com/news/reports/q3-2024-european-venture-report
[4]Wise PLC Annual Report FY2024 — investors.wise.com/annual-reports
[5]Banque de Lituanie — Payment Institution Register & Annual Report 2024 — lb.lt/en/payment-service-providers
[6]Ernst & Young — MiCA Implementation Cost Study for European Crypto Asset Firms, 2024 — ey.com/publications
[7]KPMG UK — The Cost of Brexit for Financial Services Firms, H1 2024 — kpmg.com/uk/fintech
[8]European Commission — Financial Data Access (FiDA) Regulatory Impact Assessment, 2024 — ec.europa.eu/finance/fida
[9]BCG — The Future of Retirement Wealth Management in Europe, 2024 — bcg.com/publications
[10]IDC — European RegTech Market Forecast 2024-2028 — idc.com/research/regtech-europe