TECH & IA18 juin 2026· 9 min
Fintech & Financial Innovation in Europe: The €100B Disruption
Europe's fintech sector has surpassed €100 billion in cumulative investment, reshaping banking, payments, and lending. Discover the key trends, regulatory shifts, and strategic implications for 2024 and beyond.
SOURCES
[1]KPMG Pulse of Fintech H2 2023 — Global and European fintech investment data
[2]Dealroom & European Fintech Association — European Fintech Report 2023
[3]European Banking Authority (EBA) — PSD2 Implementation Report 2023
[4]Grand View Research — RegTech Market Size & Forecast 2023–2030
[5]PwC — MiCA Regulatory Impact Assessment 2024
[6]Statista — European Fintech Market Overview 2024
[7]Juniper Research — Embedded Finance Forecasts 2023–2028
[8]EY — EU AI Act Compliance Cost Analysis for Financial Services 2024
[9]Adyen — Annual Report 2023
[10]European Central Bank — Digital Euro Preparation Phase Update 2024