MARKETS16 September 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Disruption

Name: InekIA
Rating: 4.8 (12 reviews)

Europe's fintech sector surpassed €100 billion in cumulative investment, reshaping banking, payments, and lending. Discover the key players, regulatory shifts, and strategic opportunities defining the continent's financial future.

InekIA Editorial Team

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SOURCES

[1]Dealroom & Innovate Finance — European Fintech Report 2024

[2]KPMG — Pulse of Fintech H2 2023 (Global & European Edition)

[3]European Banking Authority — Register of Payment Institutions 2024

[4]McKinsey & Company — Embedded Finance: Who Will Lead the Next Payments Era? (2023)

[5]LexisNexis Risk Solutions — True Cost of Financial Crime in Europe 2023

[6]Juniper Research — Embedded Finance Market Forecast 2023–2028

[7]Open Banking Excellence — Open Banking Impact Report 2024

[8]Finastra — State of Banking Survey 2024

[9]European Central Bank — Financial Stability Review, May 2024