MARKETS11 September 2026· 9 min

Fintech and Financial Innovation in Europe: The €100B Race to Redefine Banking

Name: InekIA
Rating: 4.8 (12 reviews)

Europe's fintech sector surpassed €100 billion in cumulative investment in 2023. From open banking to embedded finance, discover the forces reshaping the continent's financial landscape.

InekIA Editorial Team

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SOURCES

[1]KPMG Pulse of Fintech H2 2023 — Global Analysis, February 2024

[2]European Central Bank: Payments Statistics 2023, ECB Frankfurt

[3]Dealroom.co European Fintech Report H1 2024

[4]CB Insights State of Fintech Q1 2024 Report

[5]Open Banking Europe: Market Sizing Report 2024

[6]Juniper Research: Embedded Finance Global Market 2024-2029

[7]European Investment Bank: SME Financing Gap Report 2023

[8]PwC Digital Assets and MiCA Impact Report 2024

[9]Oliver Wyman: Open Finance and FIDA Market Opportunity, 2023

[10]Statista: European Neobank Adoption Survey 2024