TECH & AI21 August 2026· 9 min
Fintech & Financial Innovation in Europe: The €100B Turning Point
Europe's fintech sector has surpassed €100 billion in cumulative investment, reshaping payments, lending, and insurance. Discover the strategic forces, key players, and regulatory frameworks driving this transformation.
SOURCES
[1]Dealroom.co — European Fintech Report 2024
[2]Statista — Number of Fintech Companies in Europe, 2024
[3]European Banking Authority (EBA) — Open Banking Progress Report 2023
[4]European Central Bank — SCT Inst Adoption Projections 2024
[5]Juniper Research — Embedded Finance Market Forecast 2023–2027
[6]McKinsey & Company — AI in Financial Services, 2024
[7]PwC — MiCA Regulation Implementation Guide, 2024
[8]European Commission — FIDA Impact Assessment, 2023
[9]Oliver Wyman — European Banking Outlook 2023
[10]Klarna — H1 2023 Financial Results
[11]Adyen — Annual Report 2023
[12]Wise — Annual Report 2023