TECH & AI9 August 2026· 9 min
Fintech and Financial Innovation in Europe: The €100B Reshaping of Banking
Europe's fintech sector has surpassed €100 billion in cumulative investment, challenging legacy banks and redefining how 450 million consumers access financial services. Here's what decision-makers need to know.
SOURCES
[1]Dealroom & European Investment Fund – European Tech Report 2024
[2]Statista – German Fintech Investment Data 2024
[3]Open Banking Excellence – European Open Banking Tracker Q1 2024
[4]Juniper Research – Embedded Finance Global Market Forecast 2024-2026
[5]MarketsandMarkets – RegTech Market Global Forecast 2024
[6]European Commission – SME Financing Gap Report 2023
[7]EY – Cost of Regulatory Compliance for Fintechs in Europe 2023
[8]Simon-Kucher & Partners – Neobank Growth Monitor 2024
[9]Mastercard Economics Institute – Banking-as-a-Service Europe 2023
[10]ECB – Digital Euro Project Progress Report 2024
[11]Revolut – Annual Report 2023
[12]