TECH & AI7 July 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Reshaping of Money

Name: InekIA
Rating: 4.8 (12 reviews)

Europe's fintech sector surpassed €100 billion in cumulative investment, with over 10,000 active startups redefining payments, lending, and wealth management. Here's what decision-makers must know.

InekIA Editorial Team

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SOURCES

[1]KPMG Pulse of Fintech H2 2023 — kpmg.com/fintech

[2]Dealroom & Innovate Finance Global FinTech Report 2024 — dealroom.co

[3]European Banking Authority — Payment Services and Open Banking Statistics 2024

[4]Statista — European Fintech Market Outlook 2024

[5]Grand View Research — Embedded Finance Market Report 2024

[6]PitchBook European Venture Report 2023 — pitchbook.com

[7]European Central Bank — Payments Statistics 2023 — ecb.europa.eu

[8]McKinsey & Company — The Future of European Banking 2023

[9]Open Banking Implementation Entity (OBIE) — obie.org.uk

[10]EU AI Act — Official Journal of the European Union, 2024