TECH & AI4 July 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Revolution

Name: InekIA
Rating: 4.8 (12 reviews)

Europe's fintech sector has crossed the €100 billion valuation threshold, reshaping banking, payments, and lending. Discover the data, players, and strategic implications driving this transformation.

InekIA Editorial Team

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SOURCES

[1]Dealroom & Innovate Finance — European Fintech Investment Report 2024

[2]European Central Bank — Digital Finance and Payments Statistics Q3 2023

[3]CB Insights — Global Fintech Report Q2 2024

[4]PwC Europe — Open Banking Revenue Impact Study 2024

[5]EY — European Fintech Compliance Cost Analysis 2023

[6]Juniper Research — Embedded Finance Revenues Europe 2024–2026

[7]European Banking Authority (EBA) — Cyber Incident Report 2023

[8]Adyen N.V. — Annual Report 2023 (Euronext Amsterdam)

[9]Wise plc — Annual Report FY2024 (London Stock Exchange)

[10]European Commission — PSD3 Legislative Proposal, June 2023