TECH & AI18 May 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Reshaping of Money

Name: InekIA
Rating: 4.8 (12 reviews)

Europe's fintech sector has surpassed €100 billion in cumulative investment, reshaping payments, lending, and wealth management. A deep dive into the forces, players, and strategies defining the continent's financial future.

InekIA Editorial Team

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SOURCES

[1]KPMG Pulse of Fintech H2 2023 — Global fintech investment analysis

[2]Dealroom & Innovate Finance: European Fintech Report 2024

[3]European Commission: PSD3/PSR Legislative Proposal, June 2023

[4]European Central Bank: Digital Euro Progress Report, November 2023

[5]MarketsandMarkets: RegTech Market Global Forecast 2023–2028

[6]McKinsey & Company: European Banking Report 2024

[7]Juniper Research: Embedded Finance Market Forecast 2024–2029

[8]European Payments Council: SEPA Payment Statistics 2023

[9]EU Official Journal: Markets in Crypto-Assets Regulation (MiCA) 2023/1114

[10]Revolut Annual Report 2023 — Filed at Companies House UK