MARKETS11 May 2026· 9 min

Fintech and Financial Innovation in Europe: The €100B Reshaping of Banking

Name: InekIA
Rating: 4.8 (12 reviews)

Europe's fintech sector has surpassed €100 billion in cumulative investment, reshaping banking, payments, and lending. Discover the forces, players, and strategies driving this transformation.

InekIA Editorial Team

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SOURCES

[1]Dealroom.co — European Fintech Report 2024

[2]Revolut Annual Report 2023

[3]European Central Bank — Payment Fraud Report 2023

[4]CB Insights — State of Fintech Europe Q4 2023

[5]Juniper Research — Embedded Finance Global Market Forecast 2023-2028

[6]European Commission — PSD3 Proposal and Impact Assessment, June 2023

[7]Iwoca SME Impact Report 2023

[8]McKinsey & Company — Fintech Value Creation Study 2023

[9]European Banking Authority (EBA) — FinTech Knowledge Hub 2024

[10]Monzo Annual Report 2023-2024