TECH & AI8 May 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Reshaping

Name: InekIA
Rating: 4.8 (12 reviews)

Europe's fintech sector has crossed the €100 billion valuation threshold, driven by open banking, embedded finance, and regulatory clarity. A strategic deep-dive into the continent's most transformative financial shift.

InekIA Editorial Team

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SOURCES

[1]KPMG Pulse of Fintech H1 2024 — Global and European Fintech Investment Analysis

[2]Dealroom European Tech & Venture Capital Report 2024

[3]McKinsey & Company — European Open Finance Analysis 2023

[4]Grand View Research — Embedded Finance Market Size & Forecast 2024–2030

[5]Juniper Research — Neobanking & Digital Banking Global Report 2024

[6]Open Banking Implementation Entity (OBIE) — UK Open Banking Statistics Q3 2024

[7]European Commission — PSD3 & PSR Legislative Impact Assessment 2023

[8]Tink/Visa — European Open Banking Performance Report 2024

[9]Featurespace — Annual Fraud Prevention Impact Report 2024

[10]Mambu — State of Banking & Embedded Finance SME Report 2024