TECH & AI4 May 2026· 9 min
Fintech & Financial Innovation in Europe: The €100B Disruption
Europe's fintech sector has crossed the €100 billion valuation threshold, reshaping banking, payments, and investment. Discover the forces, players, and strategies driving this transformation.
SOURCES
[1]Dealroom & Innovate Finance — European Fintech Report 2023
[2]European Banking Authority (EBA) — Risk Assessment of the European Banking System 2023
[3]PwC — MiCA Readiness Survey: Crypto Asset Markets in Europe 2023
[4]BCG & QED Investors — The Global Fintech Report 2023: Reimagining the Future of Finance
[5]Oliver Wyman — Open Finance: The €2 Trillion Opportunity 2023
[6]Lightyear Capital — Embedded Finance: The Next Wave 2022
[7]European Commission — PSD3/PSR Legislative Proposal, June 2023
[8]Revolut Annual Report & Investor Communications 2023–2024
[9]Klarna — H2 2023 Financial Results & IPO Prospectus Filing 2024
[10]Adyen — Annual Report 2023