MARKETS26 April 2026· 10 min

Fintech & Financial Innovation in Europe: The €100B Turning Point

Europe's fintech sector has crossed the €100 billion valuation threshold, reshaping banking, payments, and capital markets. Discover the forces, players, and strategies defining the continent's financial future.

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InekIA Editorial Team
InekIA Editorial Team
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SOURCES
[1]Dealroom.co — European Fintech Report Q1 2024
[2]KPMG Pulse of Fintech H2 2023 / Q1 2024
[3]Innovate Finance — UK FinTech Investment Landscape 2024
[4]European Banking Authority (EBA) — PSD2 Implementation Report 2023
[5]Open Banking Limited — Impact Report Q3 2023
[6]European Securities and Markets Authority (ESMA) — MiCA Cost Assessment 2023
[7]European Commission — Open Finance Framework Impact Assessment 2023
[8]Lightyear Capital — Embedded Finance in Europe 2023
[9]Adyen — Annual Report 2023
[10]Trade Republic — Investor Presentation 2024