TECH & AI25 April 2026· 9 min

Fintech and Financial Innovation in Europe: The €100B Revolution Reshaping Banking

Name: InekIA
Rating: 4.8 (12 reviews)

Europe's fintech sector has surpassed €100 billion in cumulative investment, challenging legacy banks and redefining how 450 million citizens save, invest, and transact. Here's what the data reveals.

InekIA Editorial Team

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SOURCES

[1]Dealroom — European Tech Report 2024

[2]KPMG — Pulse of Fintech H2 2023

[3]European Payments Council — SCT Inst Statistics Q4 2024

[4]European Central Bank — Fraud Report 2023

[5]PwC — Crypto Regulation Report 2023

[6]McKinsey & Company — Open Finance in Europe 2023

[7]Oliver Wyman — European Credit Access Report 2023

[8]Deloitte — DORA Compliance Cost Assessment 2024

[9]ING Group — Annual Report 2024

[10]Wise plc — Annual Report FY2023-24

[11]Monzo Bank — Financial Results FY2024