TECH & AI17 April 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Reshaping of Finance

Name: InekIA
Rating: 4.8 (12 reviews)

Europe's fintech sector surpassed €100 billion in cumulative investment, reshaping banking, payments, and lending. Discover the forces, players, and strategies defining the continent's financial future.

InekIA Editorial Team

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SOURCES

[1]KPMG Pulse of Fintech H2 2023 — Global Fintech Investment Trends, February 2024

[2]European Banking Authority — Register of Payment and Electronic Money Institutions, Q1 2024

[3]Statista — Number of Fintech Companies in Europe 2024

[4]Allied Market Research — European Fintech Market Forecast 2024–2028

[5]Open Banking Excellence — European API Call Volume Report, 2024

[6]McKinsey & Company — Global Payments Report 2023

[7]Mastercard — AI Fraud Detection Impact Study Europe, 2023

[8]European Commission — PSD3 and PSR Legislative Proposal, June 2023

[9]Celent — Open Finance Market Sizing Europe, 2024

[10]FinTech Global — Climate Fintech in Europe Report, 2024

[11]Lightyear Capital — Embedded Finance Market Forecast, 2023