MARCHÉS3 septembre 2026· 16 min

Regulated Fintech in Europe: Deep-Dive Sector Analysis 2024–2025

Name: InekIA
Rating: 4.8 (12 reviews)

Europe's regulated fintech sector is undergoing a structural transformation driven by DORA, MiCA, and Open Finance mandates. This premium analysis decodes the competitive dynamics, quantifies regulatory cost burdens, and delivers prioritized strategic playbooks for incumbents and challengers alike.

Équipe éditoriale InekIA

LI X

SOURCES

[1]Dealroom European Fintech Report 2024 — dealroom.co/reports

[2]KPMG European Fintech Barometer 2024 — kpmg.com/eu/fintech-barometer

[3]EBA Risk Dashboard Q3 2024 — eba.europa.eu/risk-analysis-and-data/risk-dashboard

[4]ECB Financial Stability Review November 2024 — ecb.europa.eu/pub/financial-stability

[5]ESMA MiCA CASP Register Q1 2025 — esma.europa.eu/esma-registers

[6]Oliver Wyman Consumer Credit Directive 2 Impact Study 2024 — oliverwyman.com

[7]Deloitte FIDA Regulation Impact Analysis 2024 — deloitte.com/eu/fida

[8]Adyen FY2023 Annual Report — ir.adyen.com

[9]European Payments Council Instant Payments Report 2024 — europeanpaymentscouncil.eu

[10]ISACA DORA Compliance Readiness Survey 2024 — isaca.org/dora-survey