MARCHÉS13 août 2026· 16 min
Regulated Fintech in Europe: Deep-Dive Sector Analysis 2024–2025
Europe's regulated fintech sector is undergoing a structural inflection point: €89B in cumulative investment, MiCA enforcement, and open finance mandates are reshaping competitive dynamics. This deep-dive delivers the data, methodology, and strategic playbook decision-makers need now.
SOURCES
[1]EBA (European Banking Authority) — Register of Payment and E-Money Institutions, Q1 2025 | eba.europa.eu
[2]Dealroom.co — European Fintech Report Q4 2024 | dealroom.co
[3]KPMG — Pulse of Fintech H2 2024 | kpmg.com/pulseoffintech
[4]BCG Global Payments Report 2024 — Boston Consulting Group | bcg.com
[5]Oliver Wyman — Open Banking Impact Study: FIDA and the Open Finance Revenue Opportunity, 2024 | oliverwyman.com
[6]PwC — MiCA Implementation Cost Survey for CASPs, 2024 | pwc.eu
[7]Deloitte — European Insurtech Barometer 2024 | deloitte.com
[8]European Parliament / EUR-Lex — Regulation (EU) 2023/1114 on Markets in Crypto-Assets (MiCA) | eur-lex.europa.eu
[9]ECB — Payment Statistics Annual Report 2024 | ecb.europa.eu
[10]Statista — European Robo-Advisory AUM Forecast 2024–2028 | statista.com