MARCHÉS29 septembre 2026· 9 min

Fintech & Financial Innovation in Europe: The €100B Reckoning

Name: InekIA
Rating: 4.8 (12 reviews)

Europe's fintech sector is navigating a pivotal inflection point: record regulatory pressure meets record venture ambition. Here's what the data reveals about who's winning and why.

Équipe éditoriale InekIA

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SOURCES

[1]Dealroom & Invest Europe — European Fintech Report 2023

[2]PitchBook — European VC Data Q4 2023

[3]Bain & Company — Embedded Finance in Europe 2023

[4]European Commission — MiCA Regulation (EU) 2023/1114

[5]European Commission — PSD3 Proposal COM(2023) 366

[6]PwC — DORA Readiness Survey 2024

[7]Wise PLC — Annual Report FY2023

[8]Revolut Ltd — Financial Statements 2023

[9]Statista — Number of Fintech Companies Europe 2024

[10]Trade Republic — Press releases & investor communications 2024

[11]Klarna — Annual Report 2023

[12]Monzo Bank — Annual Report FY2024