TECH & IA26 août 2026· 9 min
Fintech & Financial Innovation in Europe: The €100B Race Reshaping Banking
Europe's fintech sector has surpassed €100 billion in cumulative investment, challenging legacy banks and redefining how 450 million consumers access financial services. Here's what's driving the transformation.
SOURCES
[1]KPMG — Pulse of Fintech H2 2023 (kpmg.com)
[2]Dealroom.co — European Fintech Report 2024
[3]European Banking Authority — Open Banking API Adoption Report 2023
[4]Statista — Number of Fintech Companies in Europe 2024
[5]European Central Bank — Digital Euro Preparation Phase Update, November 2023
[6]Lightyear Capital — Embedded Finance Market Forecast 2030
[7]Financial Conduct Authority (FCA) — Regulatory Sandbox Annual Report 2023
[8]Klarna — Q1 2024 Financial Results Press Release
[9]EUR-Lex — Regulation (EU) 2023/1114 on Markets in Crypto-Assets (MiCA)
[10]European Parliament — Artificial Intelligence Act, March 2024