TECH & IA10 juillet 2026· 9 min
Fintech & Financial Innovation in Europe: The €100B Transformation
Europe's fintech sector surpassed €100 billion in cumulative investment, reshaping payments, lending, and wealth management. Here's what decision-makers must know.
SOURCES
[1]Dealroom.co — European Fintech Report 2024
[2]Statista — European Fintech Market Revenue Forecast 2024
[3]CB Insights — State of Fintech Q4 2023
[4]Open Banking Europe — API Usage Statistics 2024
[5]European Central Bank — Report on Card Fraud 2022
[6]McKinsey & Company — The Embedded Finance Revolution 2023
[7]Bain & Company — Embedded Finance and Customer Lifetime Value 2023
[8]Juniper Research — Embedded Finance Global Forecast 2023–2030
[9]European Commission — MiCA Regulation Official Text
[10]Financial Conduct Authority — Open Banking Impact Report 2024