TECH & IA6 juillet 2026· 9 min
Fintech and Financial Innovation in Europe: The €100B Reshaping of Money
Europe's fintech sector has surpassed €100 billion in cumulative investment, reshaping payments, lending, and wealth management. Discover the forces, players, and strategic implications driving this transformation.
SOURCES
[1]Dealroom European Fintech Report Q4 2023 — dealroom.co
[2]European Commission Digital Finance Report 2023 — ec.europa.eu
[3]European Banking Authority — Register of Payment Institutions 2023 — eba.europa.eu
[4]ECB Payment Statistics Report 2023 — ecb.europa.eu
[5]Open Banking Implementation Entity (OBIE) — Roadmap Update March 2024 — openbanking.org.uk
[6]Accenture European Open Finance Study 2023 — accenture.com
[7]McKinsey Global Banking Annual Review 2023 — mckinsey.com
[8]Statista Global Fintech Industry Report 2024 — statista.com
[9]Juniper Research Embedded Finance Market Study 2023 — juniperresearch.com
[10]Revolut Annual Report 2023 — revolut.com
[11]European Parliament — MiCA Regulation Official Text 2023 — europarl.europa.eu