TECH & IA23 mai 2026· 9 min
Fintech & Financial Innovation in Europe: The €100B Disruption
Europe's fintech sector has surpassed €100 billion in cumulative investment, reshaping banking, payments, and capital markets. Here's what the data reveals about the continent's financial future.
SOURCES
[1]Dealroom & Innovate Finance — European Fintech Investment Report 2024
[2]KPMG — Pulse of Fintech H2 2023 & Q1 2024
[3]McKinsey & Company — Global Payments Report 2023
[4]CB Insights — State of Fintech 2022 & 2023
[5]European Payments Council — SEPA Instant Credit Transfer Statistics 2024
[6]Juniper Research — Embedded Finance Market Forecasts 2024–2029
[7]European Central Bank — Digital Euro Project Update 2024
[8]European Banking Authority — Supervisory Convergence Work Programme 2024
[9]PwC — DORA Compliance Cost Assessment 2024
[10]Kaiko Research — MiCA Market Impact Analysis 2024
[11]European Fintech Association — Annual Member Survey 2023
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